Insurance in and around Capitola
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Insurance that works for you

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Tried And True Insurance Customizable To Fit You
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, set-up your coverage to meet your individual needs. Contact Margarita Nicol for a Personalized Price Plan.
Need insurance? We got you.
Insurance that works for you

Our Broad Range Of Insurance Options Are Outstanding
Need Pet, Business, Condo, Auto insurance or all four? Those are just a few of the great options that State Farm can provide. State Farm is a smart choice for a great value, and one you don't want to miss.
Simple Insights®
Why are auto insurance rates going up?
Why are auto insurance rates going up?
We share some reasons car insurance rates are on the rise and ways to help manage them.
What to consider before refinancing your home
What to consider before refinancing your home
Refinancing a home or mortgage has costs and fees associated with it that can add up depending on the loan amount, property location and other factors.

Margarita Nicol
State Farm® Insurance AgentSimple Insights®
Why are auto insurance rates going up?
Why are auto insurance rates going up?
We share some reasons car insurance rates are on the rise and ways to help manage them.
What to consider before refinancing your home
What to consider before refinancing your home
Refinancing a home or mortgage has costs and fees associated with it that can add up depending on the loan amount, property location and other factors.